Lake Caroline Homes under $400,000

Lake Caroline Homes under $400,000

Welcome to Lake Caroline, a picturesque subdivision nestled in the heart of Ruther Glen, Virginia. This charming community offers a serene lifestyle surrounded by nature's beauty, making it an ideal destination for families, retirees, and anyone looking to escape the hustle and bustle of city life. With its stunning lake views, lush greenery, and friendly atmosphere, Lake Caroline is truly a hidden gem in Caroline County.

One of the standout features of Lake Caroline is its affordability. Homes in this inviting neighborhood are available for under $400,000, making it an attractive option for first-time buyers and those seeking a peaceful retreat without breaking the bank. The homes here come in a variety of styles and sizes, catering to diverse tastes and needs. Whether you’re looking for a cozy cottage or a spacious family home, you’ll find options that suit your lifestyle perfectly.

Residents of Lake Caroline enjoy a wealth of amenities, including access to the sparkling lake for fishing, kayaking, and leisurely strolls along the shore. The community also boasts recreational facilities, including parks, playgrounds, and walking trails that encourage an active lifestyle. With a strong sense of community spirit, neighbors often come together for events and gatherings, fostering lasting friendships.

Located conveniently near major highways, Lake Caroline offers easy access to nearby cities, shopping centers, and dining options, all while maintaining a tranquil, rural charm. Discover the joys of lakeside living in Lake Caroline—your dream home awaits!

Newest Lake Caroline Homes under $400,000

747 Lake Caroline Dr, Ruther Glen
$329,900
3 Beds ⋅ 2 Baths
Opportunity to enjoy the living you've been waiting for in a lake oriented community!! his ranch-style home with brand new carpet and some fresh paint, on a corner lot that offers some privacy and a sense of community. With approximately 1,504 sq. ft. of living space, this residence features a living area with plenty of leg room, a vaulted ceiling, three inviting bedrooms, 1 full bathroom, an additional primary bath with a jetted tub in more of a private setting and an easy access walk-in shower. The heart of the home is the spacious kitchen equipped with stainless steel appliances, including a built-in microwave and dishwasher. The open layout flows seamlessly from the different living areas, adorned with warm bamboo and new carpet flooring, creating an inviting atmosphere convenient for indoor socializing. Step outside your back door and onto your raised deck for possible grilling and outdoor socializing with canopy cover. Enjoy the landscaping around the property, the rear fenced in yard for privacy and open side yard. The attached garage boasts a loft for storage and also provides safe easy access to the inside of the house.The community amenities are also a true highlight, featuring access to the lake, pool, and clubhouse-ideal for even more social gatherings. Safety feature includes 24-hour security gate at the entrance of the community. Located within walking distance to Lake Caroline, the club house and other community amenities, this home may offer a blend of comfort and community fellowship. Not far from I-95 exit 110 for convenient commute to Northern VA or Richmond.

747 Lake Caroline Dr, Ruther Glen

Listing courtesy of American All Star Realty, LLC. Contact:

100 American Dr, Ruther Glen
$289,990
3 Beds ⋅ 1 Baths
Looking for a cozy home in a lake community for under $300K? Here it is!!! Come see this refreshed 3 BD, 1B ranch-style home in Lake Caroline! With almost 1,000 FSF, this home is just right for first time buyers, downsizers, or those who want to live the relaxing lake lifestyle. As you step onto the inviting front porch, you enter the front door and are ushered into the light and airy living room. Flowing off the living room is the spacious eat-in kitchen - with access to the small deck. Down the hallway to the right, you will find 3 bedrooms and a full bathroom. This sweet home has all new windows (2026), new flooring installed throughout (2026), new kitchen countertops (2026), freshly painted kitchen cabinets (2026), a brand new hot water heater (2026), and all-new vapor barrier and insulation in the crawlspace (2026) for improved comfort and energy efficiency year-round. Also, the roof is from (2020), and the HVAC was installed in (2021). The septic tank was last serviced / pumped in 2025, but is being completely replaced. All the heavy lifting has been done for you, and this home is ready for you to add your personal touches to make it your own. The lot is mostly level with trees peppered across the backyard. And, the shed in the backyard offers extra storage space. As part of the Lake Caroline Community, you’ll have access to fantastic amenities including a community pool, basketball, pickleball, and tennis courts, beach access, and more — you’ll never get bored! Don’t miss this move-in ready home in a community that truly delivers on lifestyle and location!

100 American Dr, Ruther Glen

Listing courtesy of Keller Williams Capital Properties. Contact:

133 New Providence Dr, Ruther Glen
$294,900
2 Beds ⋅ 2 Baths
Welcome to 133 New Providence Drive, where everyday living comes with a little more room to relax, unwind, and enjoy the Lake Caroline lifestyle. Located in the gated Lake Caroline community, this charming one-level home offers 2 bedrooms, 2 full baths and approximately 1,186 square feet with a comfortable layout designed for easy living. Step inside to a home that feels fresh and ready for its next chapter. Recent improvements include a new roof, new rear deck and fresh interior paint, giving buyers several important updates from day one. With several major improvements already completed, there is still an opportunity for the next owner to add their own style and finishing touches over time. The spacious eat-in kitchen offers plenty of storage and room to gather, while the separate laundry area keeps everyday tasks tucked away. A vaulted ceiling adds an open feel to the living space, and the gas fireplace brings warmth and character. The primary bedroom features its own private bath and walk-in closet, creating a comfortable retreat at the end of the day. Out back, the new deck gives you a great place for morning coffee, grilling with friends or simply enjoying a quiet evening at home. But living here is about more than the house. Lake Caroline is centered around an approximately 277-acre lake extending more than two miles, with two sandy beaches, two marinas and multiple recreation areas providing residents with opportunities for swimming, boating, fishing and time on the water. The community also offers a swimming pool, clubhouse, pickleball courts, tennis courts, basketball courts, security and more. There is plenty to enjoy away from the water, too. Lake Caroline hosts community activities throughout the year, including holiday gatherings, beach parties, movie nights, Bingo, yard sales and other neighborhood events—making it easy to enjoy the community as much or as little as you choose. Convenient access toward I-95, Bowling Green, Fredericksburg and Richmond, 133 New Providence offers peaceful everyday living without feeling disconnected from everything you need. Whether you are buying your first home, looking for easier one-level living, or simply want a more manageable footprint, this property offers flexibility without giving up the lifestyle and amenities that make Lake Caroline special. Fresh updates, one-level living, lake access and a community built around enjoying where you live—come see what life at Lake Caroline could look like.

133 New Providence Dr, Ruther Glen

Listing courtesy of Hometown Realty Services, Inc.. Contact:

215 Hamilton Dr, Ruther Glen
$200,000
3 Beds ⋅ 2 Baths
Bring your contractor, your vision, and your imagination—215 Hamilton Dr is ready for a complete transformation. This property needs a full renovation from top to bottom and is priced accordingly, offering an opportunity for an investor, experienced renovator, or buyer looking for a serious project. This is not a little paint-and-flooring makeover. The home needs substantial work, but the asking price reflects the condition and is positioned well below comparable renovated homes. For the right buyer, the value is in what this property can become. Renovate for resale, create a rental investment, or completely reimagine it for yourself. If you've been waiting for a true fixer-upper where you aren't paying for someone else's updates, this may be the one. Bring your ideas and take a look at the possibilities!

215 Hamilton Dr, Ruther Glen

Listing courtesy of 1st Choice Better Homes & Land, LC. Contact:

371 Lake Caroline Dr, Ruther Glen
$350,000
3 Beds ⋅ 2 Baths
Imagine starting your morning with coffee on the front porch as the sun rises over the lake, then taking a short stroll to the nearby beach or boat ramp for a day on the water. At 371 Lake Caroline Drive, everyday life feels like a getaway. Located in the gated Lake Caroline community, this beautifully maintained ranch offers comfort, convenience, and recreation just moments from your door. Enjoy boating, fishing, kayaking, paddleboarding, swimming, tennis, pickleball, basketball, playgrounds, community events, and relaxing afternoons by the lake. A brand-new roof adds peace of mind, complete with a 10-year labor and 50-year material warranty that transfers to you, the new buyer! Inside, natural light fills the inviting single-level floor plan. The spacious eat-in kitchen anchors the home, while updated bathrooms, newer stainless steel appliances, a newer heat pump, an encapsulated crawl space with a dehumidifier, and a paved driveway (2020) add value and convenience. Step outside to the brand-new deck, perfect for grilling, entertaining, or simply unwinding. Another standout is the detached, climate-controlled flex space that is more than an ordinary shed. Fully wired with electricity, insulated, and climate-controlled, with a dedicated Ethernet line to the house, it offers incredible flexibility. With its warm wood interior and year-round comfort, this versatile space is ideal for a private home office, gaming room, hobby space, and more, all without sacrificing living space inside the home. Set on a generous homesite with lake views from the front porch, this home offers the serenity of a resort-style community with everyday convenience. I-95 is just minutes away, providing easy access to Richmond, Fredericksburg, and Northern Virginia. Whether you're entertaining on the new deck, enjoying weekends on the lake, working from your private backyard office, or simply soaking in the peaceful setting, this is more than a home; it’s a lifestyle where every day feels a little more like vacation.

371 Lake Caroline Dr, Ruther Glen

Listing courtesy of Keller Williams Realty. Contact:

249 Washington Dr, Ruther Glen
$399,950
2 Beds ⋅ 2 Baths
Welcome Home to 249 Washington Drive. Well maintained ranch home in gated Lake Caroline. 2 bedrooms, 2 full baths, separate laundry room, gorgeous kitchen with lots of counter and cabinet space and wet bar. Luxurious master bath with soaking tub and walk in shower. Walk out and enjoy sipping a glass of wine or drinking your morning coffee on your beautiful deck with retractable awning. 6' wooden privacy fence in back yard and 4 season room makes this home complete. Home is less then 3 years old and features a whole house generator. This one will not last long!!

249 Washington Dr, Ruther Glen

Listing courtesy of LJ Realty Company, Inc.. Contact:

108 Waring Dr, Ruther Glen
$399,900
3 Beds ⋅ 3 Baths
New Price. New Opportunity Now offered at $399,900, this beautiful 2017 bi-level home in gated Lake Caroline offers the space, comfort, and lifestyle you have been waiting for. With 3 bedrooms, 3 full baths, and over 2,000 square feet, the home features wood floors, abundant natural light, a welcoming breakfast area, and a well-appointed kitchen with modern appliances. The spacious primary suite and thoughtfully designed living areas offer plenty of room to relax, entertain, and feel at home. Outside, enjoy a 0.27-acre lot, fenced backyard, deck, gazebo, and attached 2-car garage. Lake Caroline’s amenities include private lake access, a boat ramp and dock, swimming pool, clubhouse, basketball courts, picnic areas, and more—bringing a true vacation-style lifestyle right to your neighborhood. Join us for an Open House this Saturday, 09/26 from 1:00–3:00 PM, as we unveil the new price! 📍 108 Waring Drive, Ruther Glen, VA 💲 Now Offered at $399,900 🏡 Open House: Saturday, 09/12 | 1–3 PM

108 Waring Dr, Ruther Glen

Listing courtesy of Real Broker, LLC. Contact:

3 Boston Cv, Ruther Glen
$310,000
3 Beds ⋅ 2 Baths
The seller is motivated and covering your first full year of HOA fees. Now let's talk about the house. Every detail inside 3 Boston Cove has been thought through. This home has been fully renovated down to the crawl space... the seller spent real time and money making sure it was in tip-top shape so you're not worrying about structural surprises down the road. The kitchen is all new and open, but still has good separation from the main living space. You're not going to hear the dishwasher running while you're watching a movie. The full bath has modern, elegant finishes that are easy on the eyes with plenty of room to move around. The half bath shares with the laundry, which means you've got a built-in drop zone for the yard clothes after a day outside. And no millennial gray here. The seller went with 2026 finishes instead of that played-out 2020 gray. It feels current without trying too hard. Entertaining is easy. Circle driveway with plenty of parking, tucked in a cul-de-sac off the main road. Welcoming brick exterior. One level. A cute rancher that works whether you're just starting out or you're an empty nester looking for some community fun on the lake. Gated Lake Caroline community with lake access, a pool, and the kind of summers that keep people here. Under 10 minutes to I-95, easy access to Fredericksburg, Richmond, and historic Bowling Green. Caroline County schools. This one rewards the people who walk through the door

3 Boston Cv, Ruther Glen

Listing courtesy of EXP Realty, LLC. Contact:

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